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Auto Insurance
Can You Afford Not to Be in Good Hands?
You can’t argue with facts. And the fact is, compare policies and you’ll see that only Your Choice Auto® has exclusive ways to save you money — instantly.
Need more proof? ... Here’s how we do it:
  • We won’t increase your rates if you get into an accident,
  • We’ll give you $100 off your Collision deductible — the day you sign up,
  • For every six months of accident-free driving, you could earn a check* of up to 5% of your premium
  • And if you total that brand new car, we’ll give you a new one — same make, same model, same new-car smell.
The facts speak for themselves. Get an auto insurance quote right now (it’s easy!) and see if switching to Allstate might save you money.

Only Your Choice Auto® has all these ways you can save starting the day you sign up.

 
Five More Ways to Lower Your Rates
Saving on your auto insurance premiums is easier than you think, once you know what to look for. Here’s where to start:
1. Discover Your Discounts
We offer discounts for safe driving, owning a new car, or even insuring a teen driver with good grades. And we won’t limit you to only one discount.
2. Adjust Your Deductible
Raising your deductible can lower your premiums — sometimes significantly. Even a small adjustment can do the trick.
3. Revalue Your Vehicle
Your coverage might actually exceed the value of your car. If your Collision and Comprehensive equals 10 percent (or more) of your car’s value (for example, if you’re car’s worth $4,000 and you’re paying $400 or more in premiums), it’s probably time to reduce your Collision and/or Comprehensive deductible to save some cash.
4. Know Your History
Your credit score can affect your risk profile. And a high risk-profile means high premiums. So check your credit report regularly for errors, and remember that staying on top of bills can actually lower them in the long run.
5. Shop Smartly
Some cars actually cost less to insure — and the list might surprise you. So if you’re shopping for a new ride, why not consider a car that can lower your premiums?
Our quick and easy quote tool can show you how switching to Allstate might save you money. You can talk to a friendly, knowledgeable Allstate agent right in your area. Or, you can call 1-866-621-6900 to quote over the phone. 
*Check option is an enhancement to Existing Safe Driving BonusSM and is NOW AVAILABLE IN OR COMING SOON to states offering Your Choice Auto®, except New York. May not be available to renewal customers until next policy period. Amounts less than $5 will be applied to renewal bill.

Competitor information based on rule and rate filings publicly on file in selected states as of 4/17/06 by competitor companies accepting new business and competitive intelligence as of 2/1/07.  Availability and terms of similar features offered by competitors vary by state.  Some competitors may offer one or more similar features.  Competitor Accident Forgiveness subject to terms and conditions.  Nationwide Deductible Rewards apply to collision and comprehensive coverages, subject to terms and conditions.  All features are available under the Your Choice Auto (YCA) Platinum package.  All features except Safe Driving Bonus are available under the YCA Gold package.  Protection packages are optional, subject to terms and conditions and are not available in every state.  Policy issuance subject to qualifications.  Deductible Rewards apply to collision coverage.  In NY and PA, deductible cannot go below $100.  Safe Driving Bonus is based on prior period's eligible premium (except in NY), and won't apply after an accident.  In NY, Safe Driving Bonus is a discount. Patent pending. Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

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Compare Your Current Policy
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If you liked Allstate’s latest Safe Driving BonusSM  commercial, “Rush Hour,” now you can play the video game.
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