Wyoming
Auto Insurance Coverages
How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Wyoming? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Wyoming. If you have a teen driver in WY, you must consider Wyoming's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Wyoming State Information or Wyoming State Catastrophe page.
Wyoming Coverage Scale
Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Wyoming, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Wyoming's required coverage levels and the most common car insurance coverages.
|
|
|
|
|
|
Coverage
|
State Requirements
|
Most Common
|
|
Bodily Injury Liability
|
25,000/50,000
|
100,000/300,000
|
|
|
Property Damage Liability
|
20,000
|
100,000
|
|
|
Uninsured Motorist Bodily Injury
|
Not required
|
25,000/50,000
|
|
|
Medical Payments
|
Not required
|
5,000
|
|
|
Collision
|
Not required
|
500 deductible
|
|
|
Comprehensive
|
Not required
|
100 deductible
|
|
Wyoming Graduated Driver Licensing
If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.
|
|
|
|
|
|
Insurance Institute for Highway Safety Rating
|
Fair
|
|
Minimum Entry Age
(Optimal: 16)
|
15
|
|
|
Extended Learner Period
(Optimal: at least 6 months)
|
Has no provision
|
|
|
Parent Certification
(Optimal: 30 hours minimal)
|
Has optimal provision
|
|
|
Night Restriction
(Optimal: 9 or 10 p.m.)
|
Has the provision
but it is not optimal
|
|
|
Passenger Restriction
(Optimal: only 1 non-family member)
|
Has optimal provision
|
|
|
Minimum Exit Age
(Optimal: 18)
|
16 years, 6 mo.
|
|
For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Colorado, Idaho, Montana, Nebraska, North Dakota, South Dakota
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Wyoming. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.