Allstate customer reading a map of the United States

Washington, D.C.

Auto Insurance Coverages

How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Washington, D.C.? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Washington, D.C.. If you have a teen driver in DC, you must consider Washington, D.C.'s Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Washington, D.C. State Information or Washington, D.C. State Catastrophe page.

Washington, D.C. Auto Insurance Coverage Scale

Washington, D.C. auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Washington, D.C. required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.

Coverage
State Requirements
Most Common
Bodily Injury Liability
25,000/50,000
100,000/300,000
Property Damage Liability
10,000
50,000
Uninsured Motorist Property Damage
5,000
5,000
Bodily Injury Liability
25,000/50,000
100,000/300,000
UnderInsured Motorist Bodily Injury
Not required
25,000/50,000
Collision
Not required
500 deductible
Comprehensive
Not required
100 deductible
Personal Injury Protection
Not required
100,000/240,000

Washington, D.C. Graduated Driver Licensing

Help protect your teen driver by reviewing the Washington, D.C. Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.

Minimum Entry Age
(Optimal: 16)
16
Extended Learner Period
(Optimal: at least 6 months)
Has optimal provision
Parent Certification
(Optimal: 30 hours minimal)
Has optimal provision
Night Restriction
(Optimal: 9 or 10 p.m.)
Has provision, but is not
optimal
Passenger Restriction
(Optimal: No teenager passengers or only one-family excepted)
Has optimal provision
Minimum exit age/ Minimum age at which restrictions are
lifted (Optimal: 18)
18

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Delaware, Maryland, Pennsylvania, Virginia, West Virginia

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Washington DC. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.
Start a Quote Now
Start a Quote Now
Enter ZIP Code
Rates and insurance options (and their availability) vary according to your state's regulations.
Why are we asking for your Zip Code?

Rates and insurance options (and their availability) vary according to your state's regulations.

Type of Insurance
Find an Agent
Find an Agent
Customer Log In
Customer Log In
AdChoices
ECC Monitor: OK