Washington, D.C.
Auto Insurance Coverages
How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Washington, D.C.? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Washington, D.C.. If you have a teen driver in DC, you must consider Washington, D.C.’s Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Washington, D.C. State Information or Washington, D.C. State Catastrophe page.
Washington, D.C. Auto Insurance Coverage Scale
Washington, D.C. auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Washington, D.C. required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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25,000/50,000
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100,000/300,000
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Property Damage Liability
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10,000
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50,000
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Uninsured Motorist Bodily Injury
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25,000/50,000
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25,000/50,000
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UnderInsured Motorist Bodily Injury
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Not required
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25,000/50,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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100 deductible
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Personal Injury Protection
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Not required
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100,000/240,000
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Washington, D.C. Graduated Driver Licensing
Help protect your teen driver by reviewing the Washington, D.C. Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.
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Insurance Institute for Highway Safety Rating
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Good
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Minimum Entry Age
(Optimal: 16)
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16
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Extended Learner Period
(Optimal: at least 6 months)
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Has the provision
but it is not optimal
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Parent Certification
(Optimal: 30 hours minimal)
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Has the provision
but it is not optimal
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has optimal provision
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has the provision
but it is not optimal
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Minimum Exit Age
(Optimal: 18)
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18
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Delaware, Maryland, Pennsylvania, Virginia, West Virginia
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Washington, D.C.. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.