How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Rhode Island? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Rhode Island. If you have a teen driver in RI, you must consider Rhode Island's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Rhode Island State Information or Rhode Island State Catastrophe page.

Rhode Island Coverage Scale

As you consider what auto insurance coverages are right for you, keep in mind that Rhode Island has required minimum coverage levels. Only you can decide what auto insurance coverages are right for you, but refer to the chart below for more information about Rhode Island-required coverage levels and the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	100,000/300,000

	Property Damage Liability		25,000	50,000

	Uninsured Motorist Bodily Injury		Required	100,000/300,000

	Medical Payments		Not required	5,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	250 deductible

Rhode Island Graduated Driver Licensing

Graduated Driver Licensing laws have been proven to save teen lives. Review the Rhode Island GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.


	Minimum Entry Age (Optimal: 16)			16, Has optimal provision
	Minimum Entry Age (Optimal: 16)			16, Has optimal provision

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has the provision but it is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			17 years, 6 mo.

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Connecticut, Florida, Illinois, New York, Pennsylvania

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Rhode Island. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

Start a Quote Now

Please Enter a Valid ZIP Code

Enter ZIP Code Enter ZIP Code

Why are we asking for your Zip Code?

Rates and insurance options (and their availability) vary according to your state's regulations.

Type of Insurance Type of Insurance

Retrieve Your Saved Quote Find an Agent

Find an Agent

Customer Log In

Rhode Island

Auto Insurance Coverages

Rhode Island Coverage Scale

Rhode Island Graduated Driver Licensing

Insurance Toolbox