How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in North Dakota? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in North Dakota. If you have a teen driver in ND, you must consider North Dakota's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the North Dakota State Information or North Dakota State Catastrophe page.

North Dakota Auto Insurance Coverage Scale

Choosing what auto insurance coverages are right for you in North Dakota can be challenging. You can use the North Dakota auto insurance coverage levels chart below as a starting point for understanding the North Dakota coverage level requirements and for reviewing the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	100,000/300,000

	Property Damage Liability		25,000	100,000

	Uninsured Motorist Bodily Injury		25,000/50,000	100,000/300,000

	Underinsured Motorist Bodily Injury		Required	100,000/300,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	250 deductible

	Personal Injury Protection		30,000	30,000

North Dakota Graduated Driver Licensing

Help protect your teen driver by reviewing the North Dakota Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.


	Minimum Entry Age (Optimal: 16)			14
	Minimum Entry Age (Optimal: 16)			14

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has provision, but is not optimal

	Night Restriction (Optimal: 9 or 10 p.m.)			Has optimal provision

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has no provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			16

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Iowa, Minnesota, Montana, Nebraska, South Dakota Wyoming

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in North Dakota. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

Start a Quote Now

Please Enter a Valid ZIP Code

Enter ZIP Code Enter ZIP Code

Why are we asking for your Zip Code?

Rates and insurance options (and their availability) vary according to your state's regulations.

Type of Insurance Type of Insurance

Retrieve Your Saved Quote Find an Agent

Find an Agent

Customer Log In

North Dakota

Auto Insurance Coverages

North Dakota Auto Insurance Coverage Scale

North Dakota Graduated Driver Licensing

Insurance Toolbox