New Hampshire
Auto Insurance Coverages
There are so many companies offering auto insurance in New Hampshire. How do you know if you're choosing the right one? Allstate offers a variety of auto insurance policies, optional insurance coverages and other insurance products designed to meet your needs. And if your auto insurance needs change, you local Allstate agent will take time to help you make the right adjustments. If you have a teen driver, there are other considerations such as NH's Graduated Driver Licensing laws (refer to chart below).
For more information on this state, visit the New Hampshire State Information or New Hampshire State Catastrophe page.
New Hampshire Auto Insurance Coverage Scale
Allstate can help you decide how much auto insurance coverage is right for you. Each state, including New Hampshire, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about New Hampshire's required coverage levels and the most common car insurance coverages.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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Not required
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100,000/300,000
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Property Damage Liability
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Not required
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50,000
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Uninsured Motorist Bodily Injury
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Not required
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100,000/300,000
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Medical Payments
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Not required
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5,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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100 deductible
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New Hampshire Graduated Driver Licensing
Graduated Driver Licensing (GDL) laws are one of the few things that have been proven to save teen lives. New Hampshire has its own variation of these laws that both you and your teen should be familiar with them. You may want to discuss the New Hampshire GDL laws with your teen and use them as a foundation for rules you set for your teen driver.
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Insurance Institute for Highway Safety Rating
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Fair
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Minimum Entry Age
(Optimal: 16)
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15 years, 6 mo.
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Extended Learner Period
(Optimal: at least 6 months)
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Has no provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has the provision
but it is not optimal
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has optimal provision
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Minimum Exit Age
(Optimal: 18)
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17 years 1 mo.
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Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alaska,
California,
Connecticut,
Maine,
Rhode Island,
Vermont
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in New Hampshire. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.