Nevada
Auto Insurance Coverages
Whether you live in Elko, Reno, Las Vegas or Duckwater, with so many companies offering auto insurance in Nevada, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Nevada. As your auto insurance needs change, you local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Nevada's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Nevada State Information or Nevada State Catastrophe page.
Nevada Coverage Scale
Do you know what the Nevada auto insurance coverage requirements are? Use the chart below as a possible starting point to learn more about the Nevada-required auto insurance coverage levels and the most common car insurance coverages in Nevada
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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15,000/30,000*
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100,000/300,000
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Property Damage Liability
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10,000*
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50,000
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Uninsured Motorist Bodily Injury
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Not required*
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50,000/30,000
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Medical Payments
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Not required*
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5,000
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Collision
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Not required*
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500 deductible
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Comprehensive
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Not required*
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100 deductible
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Nevada Graduated Driver Licensing
Graduated Driver Licensing (GDL) laws are one of the few things that have been proven to save teen lives. Nevada has its own variation of these laws that both you and your teen should be familiar with them. You may want to discuss the Nevada GDL laws with your teen and use them as a foundation for rules you set for your teen driver.
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Insurance Institute for Highway Safety Rating
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Good
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Minimum Entry Age
(Optimal: 16)
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15, 6 mo
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has optimal provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has optimal provision
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has optimal provision
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Minimum Exit Age
(Optimal: 18)
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18
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Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Arizona, California, Colorado, Idaho, Oregon, Utah
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Nevada. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.