With so many companies offering auto insurance in Nebraska, how do you choose the car insurance that's right for you? Regardless of where you live in Nebraska, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Nebraska drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the NE Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Nebraska State Information or Nebraska State Catastrophe page.

Nebraska Auto Insurance Coverage Scale

Choosing what auto insurance coverages are right for you in Nebraska can be challenging. You can use the Nebraska auto insurance coverage levels chart below as a starting point for understanding the Nebraska coverage level requirements and for reviewing the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	100,000/300,000

	Property Damage Liability		25,000	100,000

	Uninsured Motorist Bodily Injury		25,000/50,000	100,000/300,000

	Medical Payments		Not required	5,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	250 deductible

Nebraska Graduated Driver Licensing

Graduated Driver Licensing laws have been proven to save teen lives. Review the Nebraska GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.


	Minimum Entry Age (Optimal: 16)			15
	Minimum Entry Age (Optimal: 16)			15

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has the provision but it is not optimal

	Passenger restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			17

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Colorado, Iowa, Kansas, South Dakota, Wyoming

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Nebraska. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Auto Insurance Coverages

Nebraska Auto Insurance Coverage Scale

Nebraska Graduated Driver Licensing

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