How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Mississippi? Finding auto insurance that fits your lifestyle can be daunting, but your local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Mississippi. If you have a teen driver in MS, you must consider Mississippi's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Mississippi State Information or Mississippi State Catastrophe page.

Missisippi Auto Insurance Coverage Scale

As you consider what auto insurance coverages are right for you, keep in mind that Mississippi has required minimum coverage levels. Only you can decide what auto insurance coverages are right for you, but refer to the chart below for more information about Mississippi-required coverage levels and the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	25,000/50,000

	Property Damage Liability		25,000	25,000

	Uninsured Motorist Bodily Injury		Not required	10,000/20,000

	Medical Payments		Not required	1,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	100 deductible

Mississippi Graduated Driver Licensing

If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.


	Minimum Entry Age (Optimal: 16)			15
	Minimum Entry Age (Optimal: 16)			15

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has provision, but is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has no provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			16, 6 mo

Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alabama, Arkansas, Louisiana, Tennessee, Texas

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Mississippi. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Mississippi

Auto Insurance Coverages

Missisippi Auto Insurance Coverage Scale

Mississippi Graduated Driver Licensing

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