How do you choose the car insurance that is right for you when there are so many companies offering auto insurance in Louisiana? Whether you live in New Orleans, Baton Rouge, Shreveport, or LaFayette, Allstate offers a wide selection of auto insurance policies, optional insurance coverages and other insurance products just for Louisiana. And when your auto insurance needs change, your local Allstate agent will help you make the right choices. If you have a teen driver, there are some additional considerations your local Allstate agent can help you with. Refer to the LA's Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Louisiana State Information or Louisiana State Catastrophe page.

Louisiana Coverage Scale

Choosing what auto insurance coverages are right for you in Louisiana can be challenging. You can use the Louisiana auto insurance coverage levels chart below as a starting point for understanding the Louisiana coverage level requirements and for reviewing the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		15,000/30,000*	15,000/30,000

	Property Damage Liability		25,000*	25,000

	Uninsured Motorist Bodily Injury		Not required*	10,000/20,000

	Medical Payments		Not required*	5,000

	Collision		Not required*	500 deductible

	Comprehensive		Not required*	50 deductible

Louisiana Graduated Driver Licensing

Help protect your teen driver by reviewing the Louisiana Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.


	Minimum Entry Age (Optimal: 16)			15
	Minimum Entry Age (Optimal: 16)			15

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has provision, but is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has provision, but is not optimal

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			17

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Arkansas, Florida, Mississippi, Oklahoma, Texas

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Lousiana. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Louisiana

Auto Insurance Coverages

Louisiana Coverage Scale

Louisiana Graduated Driver Licensing

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