There are so many companies offering auto insurance in Indiana. How do you know if you're choosing the right one? Allstate offers a variety of auto insurance policies, optional insurance coverages and other insurance products designed to meet your needs. And if your auto insurance needs change, you local Allstate agent will take time to help you make the right adjustments. If you have a teen driver, there are other considerations such as IN's Graduated Driver Licensing laws (refer to chart below).

For more information on this state, visit the Indiana State Information or Indiana State Catastrophe page.

Indiana Coverage Scale

Choosing what auto insurance coverages are right for you in Indiana can be challenging. You can use the Indiana auto insurance coverage levels chart below as a starting point for understanding the Indiana coverage level requirements and for reviewing the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000*	100,000/300,000

	Property Damage Liability		10,000*	100,000

	Uninsured Motorist Bodily Injury		Not required*	100,000/300,000

	Medical Payments		Not required*	5,000

	Collision		Not required*	500 deductible

	Comprehensive		Not required*	0 deductible

Indiana Graduated Driver Licensing

Help protect your teen driver by reviewing the Indiana Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.


	Minimum Entry Age (Optimal: 16)			15
	Minimum Entry Age (Optimal: 16)			15

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has optimal provision

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			18

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Indiana, Iowa, Kentucky, Wisconsin, Minnesota, Missouri, Ohio

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Indiana. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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