With so many companies offering auto insurance in Idaho, how do you choose the car insurance that's right for you? Regardless of where you live in Idaho, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Idaho drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the ID Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Idaho State Information or Idaho State Catastrophe page.

Idaho Auto Insurance Coverage Scale

Idaho auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Idaho required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	100,000/300,000

	Property Damage Liability		15,000	50,000

	Uninsured Motorist Bodily Injury		Not required	25,000/50,000

	Medical Payments		Not required	5,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	100 deductible

Idaho Graduated Driver Licensing

Help keep your teen driver safe on the road by reviewing the Idaho Graduated Driver Licensing (GDL) laws with them. Idaho has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.


	Minimum Entry Age (Optimal: 16)			14 years, 6 mo.
	Minimum Entry Age (Optimal: 16)			14 years, 6 mo.

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has optimal provision

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has provision, but it not optimal

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			16

Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
California, Montana, Nevada, Oregon, Utah, Washington, Wyoming

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Idaho. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Auto Insurance Coverages

Idaho Auto Insurance Coverage Scale

Idaho Graduated Driver Licensing

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