How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Colorado? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Colorado. If you have a teen driver in CO, you must consider Colorado's Graduated Driver Licensing laws (see chart below).

Consider yourself a safe driver? If so, you may qualify for an additional discount if you sign up for the Allstate Drive Wise program. Call your Allstate agent to learn more.

For more information on this state, visit the Colorado State Information or Colorado State Catastrophe page.

Colorado Coverage Scale

Choosing what auto insurance coverages are right for you in Colorado can be challenging. You can use the Colorado auto insurance coverage levels chart below as a starting point for understanding the Colorado coverage level requirements and for reviewing the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000*	100,000/300,000

	Property Damage Liability		15,000*	100,000

	Uninsured Motorist Bodily Injury		Not required*	100,000/300,000

	Medical Payments		Not required*	5,000

	Collision		Not required*	500 deductible

	Comprehensive		Not required*	100 deductible

Colorado Graduated Driver Licensing

Help protect your teen driver by reviewing the Colorado Graduated Driver Licensing (GDL) laws. The GDL laws are one of the few things that have been proven to save teen lives. You and your teen should become familiar with these laws and should use them to form guidelines and rules for your teen driver.


	Minimum Entry Age (Optimal: 16)			15
	Minimum Entry Age (Optimal: 16)			15

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has the provision but it is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			17

Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Arizona, Kansas, Nebraska, New Mexico, Texas, Wyoming

Visit Allstate's Denver Insurance Blog where you'll find tips on home, renters, life and car insurance; news about financial planning and retirement; and helpful info on life in Denver, Colorado.

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Colorado. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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