How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in Arkansas? Finding auto insurance that fits your lifestyle can be daunting, but you local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in Arkansas. If you have a teen driver in AR, you must consider Arkansas's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Arkansas State Information or Arkansas State Catastrophe page.

Arkansas Auto Insurance Coverage Scale

Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Arkansas, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Arkansas's required coverage levels and the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	25,000/50,000

	Property Damage Liability		25,000	25,000

	Uninsured Motorist Bodily Injury		Not required	25,000/50,000

	Medical Payments		Not required	5,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	100 deductible

Arkansas Graduated Driver Licensing

Graduated Driver Licensing laws have been proven to save teen lives. Review the Arkansas GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.


	Minimum Entry Age (Optimal: 16)			14
	Minimum Entry Age (Optimal: 16)			14

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has no provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has provision, but is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			18

Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Arkansas. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Arkansas

Auto Insurance Coverages

Arkansas Auto Insurance Coverage Scale

Arkansas Graduated Driver Licensing

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