How can I save money on my homeowners insurance
Allstate offers many discounts that can help you save money on your insurance. For instance, you may qualify for a discount if your home has been renovated in the last 10 years, if you are 55 or older and not employed full-time, or if your home has smoke alarms, fire extinguishers or a security system. And, if you insure both your home and car with Allstate, you could save on both. If you haven't already, talk to your Allstate Agent or an Allstate representative at 1-800-ALLSTATE about discounts.
My neighbor just purchased flood insurance, should I do the same?
It's always a good idea to determine whether you should have flood insurance. Call your Allstate Agent for more information on Flood Insurance.
Why might you need flood insurance? Because less than 50% of all flooding incidents are awarded a Federal Disaster Assistance declaration, and most disaster assistance is provided in the form of a loan that must be repaid with interest.
Does my Allstate homeowners policy cover my personal belongings away from home if they are stolen?
Yes. Allstate provides coverage, up to your policy limits, not only for theft at home but anywhere in the world.
Are there additional coverages I can add to my homeowners policy?
Depending on the state you live in, Allstate offers optional coverages you can add to your policy to increase your property protection. For instance, you can purchase extended coverage for jewelry, furs, art, antiques, collectibles and equipment you may use for business. You can also get identity restoration reimbursement coverage or a Personal Umbrella Policy that provides additional liability protection. Talk to your Allstate Agent or an Allstate representative at 1-800-ALLSTATE about your additional needs.
Can I make one payment for multiple policies?
Allstate auto and home policies are billed and mailed separately. If paying at an Allstate agency, yes, you may conveniently make one payment for multiple policies. If paying by mail, 1-800-ALLSTATE or online, you need to pay separately.
If you're looking for an easier way to pay your bills, consider the Allstate® Easy Pay Plan. You can fill out an authorization form by calling your Allstate Agent or 1-800-ALLSTATE or by logging on to the Customer Care Center at allstate.com. Allstate also accepts most major credit and debit cards.
Remember, you can always talk to your Allstate Agent or call 1-800-ALLSTATE any time.