Auto Coverage Guide

Choosing the auto insurance coverage levels that are right for you requires your careful consideration of many factors. Put simply, you will want to take into account everything you need to protect, and all the reasons you have for wanting to protect them. You're the only one who can decide what's best for your unique situation, but our Auto Coverage Guide can help...

The questions below are intended to highlight some of the relevant factors which might influence your insurance coverage decisions. On the following page, we'll tell you which coverages the law says you must have, and which are optional. We'll identify the most popular coverage levels among our customers in your state. And, we'll analyze your answers to these questions to provide you with a possible "starting point" for your decision making process.


You
What state do you live in?
  (Note: Not available in MA or NJ)

What is your marital status?

Do you have children who depend on you financially?
Yes            No

Do you own or rent your residence?
Own            Rent

Do you have health insurance?


Your car

What model year is your car?

What was its original list price?

Is your car leased, financed or owned?
Leased          Financed           Owned


Your assets (include spouse if married)

What is your household's annual salary?
  Why are we asking these questions?

What is the estimated value of your savings/checking/money market accounts, CDs, stocks, bonds, etc.?

If you own a home or car(s), approximately how much equity do you have in these?

What is the estimated value of your other assets (consider for example: 401Ks, IRAs, etc.)?


The Allstate Coverage Guide is intended to provide you with information of a general nature. The information presented is not intended to advise you of insurance strategies applicable to your specific situation, but rather to highlight certain factors and issues for your consideration. The Allstate Coverage Guide does not make any recommendations; only you can decide what is best for your unique situation. All coverages described in this Guide are subject to availability and qualifications, and other terms, conditions, limitations and exclusions apply.